Welcome to Gems N' Loans

Jewelry by the Harbor

Throughout history gold and silver has played a significant role in human affairs. Don't miss out on our Diamond Stud Earring BlOWOUT SALE!

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Jewelry Orange County

Custom Jewelry

Affordable Silver Jewelry

It’s Simple! Buy low sell high. Come shop Gems N’ Loans for your gold jewelry. This is a great investment for you and your future generations. Buy your gold jewelry now when prices are low and sell later when gold is high.

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Pawn Shop Dana Point

Gold

Gold Bar 4% Over Daily Wholesale Gold Price

Throughout history gold has played a significant role in human affairs. From the dawn of civilization it has been fashioned into jewelry and accepted as a means of exchange.

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buy gold dana point

Jewelers Dana Point

We will buy any amount of gold or Jewelry. We will also buy diamonds in any size, watches in any condition, coins in any grade from good to mint, whether circulated or uncirculated, paper currency in any condition, broken jewelry, and more. We have a large variety of affordable silver jewelry!Pawn shopping is fun! Bring your family your loved ones and explore the vast inventory that a pawnshop offers. We have something for everyone. Our jewelry and engagements rings are priced affordably. Fill up your shopping bag with great bargains at Gems N 'Loans. We service Dana Point, San Clemente, Capistrano, and Orange County!


service 1

Custom Jewelry

We craft and repair jewelry of any kind according to our clients specifications.

service 2

Cash Loans

We provide you with the help you need at the time you need it in a private and confidential manner.

service 3

Private Consultations

Meet with one of our specialists in a secure and private environment, to buy and sell your valuables.

Dana Point's Jewelry and Gold

Our master jeweler will create the jewelry of your dreams! Trained and certified by the Gemological Institute of America (GIA), his creativity is evident in the fabulous custom designs he has created for our many satisfied customers. Frank is able to create a unique custom design piece for you according to your ideas and specifications or he can recreate jewelry that you saw in images, magazines or lost pieces.

project 1

Gold Bullion

PriceGold bar 4% over daily wholesale gold price!

Buying bullion can be a lucrative way to invest your money and a great way to diversify your risk. However, as with any other form of investment, the degree of your success will be determined by the soundness of your strategy.

project 2

Jewelry

TypeDiamond and silver

Silver jewelry ownership is that its price commonly moves counter to stock and bond prices.

project 3

Amber Emeralds

PriceTBD

Lush moss-green Baltic Amber is the star of our elegant Woven Celtic Knot Genuine Green Baltic Amber Ring, part of our new collection of amber jewelry styles.

project 4

Ruby Rings

PriceTBD

Our Natural Ruby rings are of the highest AA/AAA quality and with their vivacious red color, fascinating to behold.

project 5

Precious Stones

PriceTBD

Only four gemstones in the world are classified as precious gemstones - emeralds, rubies, sapphires and diamonds. The term originates from ancient Greece, Rome, Egypt and Mesopotamia, where the gemstones held ceremonial and historical importance. They were named "cardinal gemstones" for their use by royalty and religious figures.

project 6

Rubies

PriceTBD

Rubies can command the highest per-carat price of any colored stone. This makes ruby one of the most important gems in the colored stone market. In its purest form, the mineral corundum is colorless. Trace elements that become part of the mineral’s crystal structure cause variations in its color. Chromium is the trace element that causes ruby’s red color.

project 7

Webste for Some Client

ClientSome Client Name
DateJuly 2013
SkillsHTML5, CSS3, JavaScript
Linkhttp://examplecomp.com

Always continue the climb. It is possible for you to do whatever you choose, if you first get to know who you are and are willing to work with a power that is greater than ourselves to do it.

project 8

Gold Bullion

Price$1,135.51 oz.

Buying bullion can be a lucrative way to invest your money and a great way to diversify your risk. However, as with any other form of investment, the degree of your success will be determined by the soundness of your strategy.

project 9

Webste for Some Client

ClientSome Client Name
DateJuly 2013
SkillsHTML5, CSS3, JavaScript
Linkhttp://examplecomp.com

I learned that we can do anything, but we can't do everything... at least not at the same time. So think of your priorities not in terms of what activities you do, but when you do them. Timing is everything.

  • gold bullion orange county

    Gold Bullion

    The Only Real Currency

  • project 2

    Silver & Diamonds

    Classic Ring

  • project 3

    Amber Emeralds

    Classic Ring

  • project 4

    Ruby Rings

    Classic Ring

  • project 5

    Precious Stones

    See our selection!

  • project 6

    Rubies

    See our selection!

Who We Are

We have been proudly serving Southern California for 22 Years, while providing the community an outlet from where they can obtain financial assistance. We also like sharing and giving back to our community through volunteering and charitable donations.

Jewelry Repair Orange County

Meet Frank the Jeweler

Jewelry Repair Dana Point

Our master jeweler will create the jewelry of your dreams! Trained and certified by the Gemological Institute of America (GIA), his creativity is evident in the fabulous custom designs he has created for our many satisfied customers.

Gold Dana Point

Employee Owned & Operated

Company Employees

Our locations are owned and operated by our employees.

Jewelry Dana Point

Jewelry Dana Point

Jewelry Dana Point

Gems N' Loans has a variety of merchandise that can be purchased. We also sell jewelry, Gold, Electronics, Computers, DSLR Cameras, and much more!

About Us

At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 23 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can be seen in their quality care of our customers. We are a pawnshop located in Oceanside California, and offer other locations in Vista, Escondido, Temecula, Carlsbad, and Dana Point.

We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations.

Smart Investing

  • Gold

  • Silver

  • Jewelry

  • Swiss Francs

7 Benifits of Owning Gold!

1. You can protect your savings against the currency devaluations.

2. You can protect your purchasing power as inflation is steadily rising.

3. You can protect yourself should a severe banking crisis occur, should one of the big banks collapse.

4. You can protect your portfolio and wealth if an economic crisis in China, the US or Europe occurs.

5. You can protect yourself against the uncontrolled actions of governments, who have excessive debts.

6. You have no counterparty risk with gold.

7. You should own gold because it is your friend for life.

We offer private consultations and private loans.

Make an Appointment

What Our Clients Say

We have been proudly serving Southern California for 22 years. We are here or you!

“ I understand that most people think Pawn Shops are a rip off but have you ever bought anything from them? I love Gems N’ Loans because I have saved thousands of dollars. Diamonds that would normally cost up to $10,000 in a department store only cost me $3,000 at Gems N’ Loans. They always appraise more because they buy for less. I do not work for them I have just been a happy customer for many years.”

Kathy M Client

“ I walked in the door and Kursten was like a breath of fresh air as she offered to help me. Not everyone can impress a new customer. She did 110% and my order was complex. She took the information I gave her and was full speed ahead. What a professional! My husband & I want to thank her again. She made us permanent customers. ”

P. Ziegler Client

“ Just wanted you to know what a positive experience I had at your Vista store a week ago. With today’s economic times, I had to part with some jewelry in order to make ends meet. I dealt with Jason Postelnek and Lucy Tirado. Both made me feel very comfortable. I was expecting to feel bad for being unable to get buy without parting with things … but this was not the case at all. I drove from the Hemet area to the store in Vista, as my sister told me how nice the employees here are. If I need to deal with this type of transaction again I wouldn’t go anywhere else”. “Thank you for having such wonderful employees! ”

Jands Farley Client

" Perfection is Achieved Not When There Is Nothing More to Add, But When There Is Nothing Left to Take Away "

Merchandise Displayed Online

Jewelry Repair

Gems N' Loans Dana Point offers professional and custom jewelry repair and customization.


Frank is able to create a unique custom design piece for you according to your ideas and specifications or he can recreate jewelry that you saw in images, magazines or lost pieces. You will be delighted you did — especially when you see the beauty and learn how much money you will save. Our master jeweler can do it all: size rings, retip prongs and channels, tighten loose stones, reset stones, polish jewelry, rhodium plate, refinishing of silver, gold and platinum and replace clasps. Our master jeweler can repair your heirloom and other pieces right on the premises. We offer complimentary jewelry cleaning.

We Offer Custom Pricing. Contact Us For More Info.

Contact Us

Contact Us

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34291 Doheny Park Road, Capistrano Beach, CA 92624

info@gemsnloans.com


Corporate Office (949) 429-3055

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